For roommates
Rent, utilities, groceries. Recurring bills auto-create. Balances stay clear. No app to install.
Start as a guest, no signup required. Save your account anytime.
Free for one household. No credit card.
Roommate finances are 90% the same bills every month and 10% one-off receipts. UtilSplit is built around that ratio.
Recurring expenses auto-create on a schedule. Set it once for the lease, forget about it.
Add the bill in 5 seconds when it lands. The recurring rule template auto-fills payer, split, and category.
Every expense shows who paid and how it was split. Tap any line in the balance to see exactly where the number came from.
Send a polite reminder with one tap. It goes by email or push and includes a breakdown so it doesn't feel personal.
Create a group for your household.
Name it whatever. “Apartment 4B” works fine. Invite each roommate with a link or QR code.
Add rent as a recurring expense.
Pick the day of the month, the payer, and how it splits (equal, percent, or shares). It auto-creates on that day every month from now on.
Add utility templates with flexible amounts.
Electric, gas, internet. Each one gets a recurring rule that fills in the payer and split when the bill lands. You just type the actual amount.
Drop in groceries and one-offs as they happen.
Snap the receipt with the camera (Premium), pick the split, done. Takes about 10 seconds.
Settle up once a month.
UtilSplit shows the simplified balance — one Venmo per roommate instead of seven. Pay through whatever app you already use and mark it settled.
Need more? Premium adds unlimited groups, receipt scanning, charts, itemization, currency conversion, and exports for $2.99/month.
Free for one group. No credit card. Roommates join by link.
Start as a guest, no signup required. Save your account anytime.
The questions we get from people about to share an apartment.
Yes. The free plan covers one group with up to 10 expenses, which is enough for most households (rent + Wi-Fi + electric + a couple of grocery splits per month). Premium is $2.99/month if you need more.
Use a percent or shares split. If you pay 60% and they pay 40%, set it once on the recurring rent expense and every monthly instance uses the same split. You can override a single month if it ever changes.
Set up the recurring rule with the right payer and split, but leave the amount flexible. Each month it generates a draft expense and you fill in the actual dollar amount when the bill arrives.
Yes. Whoever paid enters the receipt, picks the split (equal, percent, or itemized), and the other roommate's balance updates. You can scan the receipt to skip typing the merchant and total.
Settle up first (Venmo, Zelle, or in person), mark the balances paid in UtilSplit, then remove them from the group. Their history stays in the past expenses but they no longer appear in current balances.
No. UtilSplit tracks who owes what. The actual payment still happens through Venmo, Zelle, cash, or whatever you already use. We're not a payment processor.
They need an account, but it takes about ten seconds. You send an invite link or QR code, they tap it, sign in with Google or email, and they're in the group with full visibility.
